Is liability insurance mandatory for physical therapists in the District of Columbia?

In the District of Columbia, while liability insurance is not mandatory for physical therapists, it is indeed strongly recommended. This recommendation is rooted in the need for protection against potential legal claims that may arise from professional practice, such as allegations of malpractice or negligence.

Having liability insurance can provide physical therapists with financial security and peace of mind, enabling them to focus on patient care rather than the anxiety associated with possible lawsuits. Although some settings, like private practices, might have specific insurance requirements for operational purposes, this does not apply universally across all practice environments, which aligns with the reasoning behind the recommendation rather than mandate.

Thus, while physical therapists are not legally required to carry liability insurance in D.C., doing so is a prudent practice that supports the therapist's professional integrity and safeguards their career. This proactive approach to risk management underscores the importance of being prepared for any eventualities in one's professional journey.